ACA · Dental · Vision
Health Coverage for Every Stage of Life — Not Just Medicare
Whether you're self-employed, between jobs, or simply need dental and vision coverage, Rick Nelson finds the right plan at the right price.
Who We Help
Not on Medicare Yet? We've Got You Covered.
Rick works with individuals and families at every life stage — not just those turning 65. If you need health, dental, or vision coverage outside of Medicare, he can help.
Self-Employed Individuals
Families Without Group Coverage
Subsidy-Eligible Households
Anyone Between Jobs
ACA Marketplace
ACA / Medical Insurance
The Affordable Care Act Marketplace offers comprehensive health coverage with potential premium subsidies that can dramatically reduce your monthly cost — sometimes to $0.
Bronze Plan
Best for: Healthy individuals who rarely use care
Silver Plan
Best for: Most subsidy-eligible enrollees
Gold Plan
Best for: Frequent healthcare users
Platinum Plan
Best for: Those with ongoing medical needs
What ACA Plans Cover
- Doctor visits and specialist care
- Emergency and hospital services
- Prescription drug coverage
- Preventive care at no extra cost
- Mental health and substance use services
- Maternity and newborn care
- Pediatric services including dental & vision for children
- No denial for pre-existing conditions
Common Questions
ACA Marketplace FAQs
Dental & Vision
Protect Your Smile and Your Sight
Most medical plans don't include dental or vision for adults. Standalone plans are affordable and can save you significantly on routine and unexpected care.
Dental Insurance
Dental problems don't wait — and out-of-pocket costs can be steep. A standalone dental plan covers routine cleanings, X-rays, fillings, and major work like crowns and root canals.
- Preventive care (cleanings, X-rays) often 100% covered
- Basic restorative care (fillings, extractions)
- Major services (crowns, bridges, dentures)
- Orthodontic options available
- Individual and family plans
Vision Insurance
Annual eye exams catch more than vision problems — they can detect diabetes, high blood pressure, and other conditions early. Vision plans are typically very affordable and pay for themselves quickly.
- Annual comprehensive eye exams
- Allowance for frames or contacts
- Discounts on lens upgrades
- Access to large national networks
- Low monthly premiums
Free Coverage Review
Let's Find the Right Plan for You
Rick will review your situation and walk you through your best options — at no cost to you.
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